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Post by Pete on Apr 15, 2024 11:15:21 GMT
There are few things worse for you financially than to check your bank account and discover that you’ve been a victim of fraud.
This article will tell you what you need to do if you find fraudulent charges on your bank account statement and how to prevent them.
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Post by Sandy on Apr 15, 2024 14:27:29 GMT
I've never had a fraudulent charge on my bank statement. If I had, I would 1) have it removed and 2) close that account and open one at another bank.
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Post by Pete on Apr 15, 2024 14:45:17 GMT
Sandy, me neither.
Of course I don't have any automatic payments linked to my savings account. Only transactions that go on there are deposits & withdrawals.
My utility companies often bug me to go paperless with my bills which would give them access to my bank money. Never gonna happen.
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Post by Sandy on Apr 15, 2024 17:26:26 GMT
Pete, I receive paper bills, (from the phone company and cable,) but don't make payments by writing checks and mailing them. Instead, I pay bills directly from my bank account via "bill pay."
However, I write a check and mail my rent. I don't have an electricity bill because that is included in the rent.
It sounds to me like you only use your bank for a savings account, but not a checking account.
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Post by Pete on Apr 15, 2024 18:12:43 GMT
Sandy, yep, savings only. For the deposits from SS. Then one withdrawal per month to cover monthly expenses. But $224 less than the deposit so my savings grow each month.
I've never had a checking account. I think you know I pay all my bills with money orders & mail those. Except for the rent, that's in cash.
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Post by Hank on Apr 15, 2024 23:51:19 GMT
Wonderful news then was it that postage is going up again.
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Post by Hank on Apr 15, 2024 23:59:36 GMT
I went through it in February.
Only two charges, both in Atlanta GA!
One was a car parking structure, second had a similar name.
Bank called me on a weekend, are you away from home?
No.
Well we texted will you look at it? Did and thanked them. They said we will overnight new debit card, I said regular mail is fine, no money in account to spend.
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Post by Sandy on Apr 16, 2024 2:39:08 GMT
Hank wrote,
Hank, when I requested a new debit card from my bank, it took 7 days to arrive. Instead of using credit cards for online purchases, I now pay with my debit card. If I don't have the money in the bank, I don't buy it.
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Post by Pete on Apr 16, 2024 11:38:57 GMT
Henry, yeah, postage stamps are going up to 73¢ soon. But I'll still consider that a bargain 'cause without mailing I'd have to drive my payments to the utility's offices myself. Lotsa driving & gas consumption involved there.
And for the USPS to that for me for less than a dollar is OK.
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Post by Pete on Apr 16, 2024 11:46:26 GMT
Sandy, I don't often use my 3 credit cards. I only do so once in awhile to keep those active. Like using one every 3 months or so for an item that I could've paid cash for.
And rarely a costly item. Like last month I replaced our 5 year old microwave that was in poor condition for $68.
If nothing need is needed in the home then I use my cards to buy gas for my Jeep on a monthly rotating basis.
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Post by Sandy on Apr 16, 2024 14:43:40 GMT
Question: When does the increase in postage stamps go into effect? I recently purchased stamps and don't know what will happen if I continue to use them. btw: They are "forever stamps." Wonder if that is literally true
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Post by Pete on Apr 16, 2024 18:26:39 GMT
Sandy, the price hike is effective July 14th. Yeah, 'forever stamps' are forever...until they run out & you have to by more.  |
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