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Post by Pete on Apr 17, 2024 12:32:44 GMT
To be clear: 2FA is used online to be sure it's you who's logging-in to an account. Besides your username & password one more step of verification is required.
I can access my savings account on my bank's website. Which I do once per month to check that my monthly deposit from Social Security has been made. The 3rd Wednesday of each month.
Anyway, after I'm logged-in I have to click-on an icon which prompts a bot to call my phone number. Upon my answering, a recorded 6-digit number is given to me. Then I have to type in that number on the website. Said number changes several times a day.
After I log-out of the site I take further protection measures. I delete my browser's history for it & then access my browser's Cookies & Site Data & delete that info too.
So overall I feel that my interaction with my bank's website is secure.
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Post by Sandy on Apr 17, 2024 14:20:53 GMT
No Pete, I've never used two- factor authentication anywhere. Then again, I don't have a savings account and not enough money in my checking account that I need to protect.
BUT, if I did, I'd want to protect it.
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Post by Pete on Apr 17, 2024 14:42:22 GMT
Sandy, well IMO, it's more than just protecting my savings. It also includes having my personal info kept safe. Like my given name & account number.
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Post by Hank on Apr 17, 2024 16:42:35 GMT
Sometimes I have an email sent.
Sometimes you will be asked if you want to be rembererd it will say how long, two months or something.
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Post by Pete on Apr 17, 2024 17:47:22 GMT
Henry, like the secret number I get to log-in that changes every time the method you've described also has a changing format. That's good.
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