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Post by Pete on Apr 20, 2024 9:57:06 GMT
Car insurance costs are rising much faster than inflation. A 22% year-over-year increase in auto insurance costs is pushing more car owners to shop around for cheaper policies — or sometimes to take even more drastic measures.
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Post by Pete on Apr 20, 2024 12:57:59 GMT
In my experience auto insurance companies raise rates frequently. When that happened with me, years ago I'd go thru the hassle of shopping around for a better rate with another company. Which was very time consuming & took alot of effort. And I was never sure if I'd found the best deal.
Then I discovered an auto insurance broker's office near here & went to them. An agent there did all the work & searching for me.
Since then all I need to do is call the agency & a few days later I get a call to come in, review my new policy & sign some papers. Last year my agent saved me about $120 with a new policy with the same amount of coverage that I'd had before.
I highly recommend that you contact an auto insurance broker yourself.
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Post by dave2 on Apr 20, 2024 22:29:47 GMT
I've used the same local insurance agency since I registered my first car, back in 1951. it was my dad's agent before that. A guy he went through school with. That guys son and now his grandson continue to run the business.
They also insure my home since I received it in the late 60's. I've had a good "track record" with them, over the years and have always been treated well with the rates and my (few) claims
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Post by Pete on Apr 21, 2024 12:07:21 GMT
Dave, personally I've never had to file a claim with an auto insurance company. I've only, in my 54 years of driving, ever had two accidents.
The 1st was when I was 19 & way back then auto insurance wasn't required by law in PA so I had none.
The 2nd one back in the mid 90s I did have insurance but me & the other party involved agreed not to file claims & to just each get our vehicles fixed on our own since only minor damage was involved.
Oh wait, I just recalled another minor one involving me backing up my truck into a car I didn't see behind me about 20 years ago. When I got out to talk to the other driver he looked at the small dent in his car & said, "There's so many other dents in it no one will notice a new one, so don't worry about it."
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